Driving convictions up 5% on 2003
(ContentDesk) November 16, 2005 -- Driving convictions are on the rise, according to the latest research from car and home insurance quote engine, www.confused.com.
According to a study of almost 3.5 million drivers, 14% admitted having at least one conviction on their licences, up 5% on figures for 2003.Despite the increase in convictions, the research reveals that speeding has actually fallen from 86% of convictions in 2003 to 81.6% of convictions in 2005.
Amber gamblers drivers who jump or run red lights - make up the next largest group of drivers, representing 5.3% of drivers with convictions, down 0.1% on 2003. Worryingly the number of drink drivers has almost doubled, growing from 2.3% of drivers with convictions in 2003, to 4% in 2005.As for drivers previously caught without car insurance, the research has shown a dramatic increase in motorists who have subsequently taken out cover.
In 2003 1.5% of such drivers went on to take out insurance, whereas in 2005 this figure had leapt to 2.9%.
This, in itself, suggests that the recent crack down on motorists who drive without car insurance is starting to have a positive effect, forcing offenders to seek cover.Commenting on the findings, Debra Williams, Deputy Managing Director of Confused.com said, "According to our sample study, 468,000 drivers were convicted for speeding, while 31,000 were caught jumping lights in 2005 alone.
In each case these drivers are likely to have seen hikes in their car insurance premiums.
"Drivers with one conviction would have seen an increase of between 5-7% on their insurance, while motorists with multiple convictions will have seen dramatic insurance hikes up 21% for two convictions and between 40-52% for three convictions. "Dismal as this may sound for drivers with convictions, our research shows that not all car insurers treat drivers with convictions in the same way, and therefore not all insurers will automatically increase your premiums.
This makes shopping around for car insurance critical as drivers who search and switch typically find insurance ?150 below that of their renewal quote."www.Confused.com provides a free, real-time service to drivers, which instantly compares prices from 96% of the car insurance market, bringing back a full list of premiums in under five minutes.
The service typically searches 170 car insurance rates to find the best available deal, and saves users an average of ?150 on their annual car insurance premiums..
Car Upgrades Lost at the Expense of Car Insurance
(ContentDesk) November 10, 2005 -- With the new 55-Registration just around the corner, drivers may be surprised to know that, according
to www.confused.com, 42% of new car buyers miss out on model upgrades because they fail to shop around for cheap car insurance. The car insurance comparison engine found that over 40% of people paying the top rate of car insurance, could afford to buy a more expensive model if theyd used the money saved by shopping around for car insurance to upgrade their car. A driver looking to buy an Alfa Romeo 147 could easily pay up to ?14,655.42 for a TS model including car insurance.
If they had shopped around for insurance they could have saved ?407.58,
money that would be more than enough to cover the cost of an upgrade to the 147 T.Spark Turismo, with a list price of ?14,450.* The same is true for the Audi A4 where insurance for the T. FSI SE Quattro, which has a list price...
Car insurance > Car Upgrades Lost at the Expense of Car Insurance
Exposing the Car Insurance Quote Mystery
Congratulations, you have just purchased the car of your dreams; you worked a great deal, now it is time to insure it.
Car insurance is mandatory in all states, and must be maintained throughout ownership.
Insurance quotes can vary from company to company, and there are a few factors that you can control, and other factors you cannot. A full understanding of how insurance quotes are arrived at, will give you the best rate, and maximum coverage.
Factors that cannot be controlled include the age of the driver.
Common sense tells us that a new driver would be more of a risk to an insurance company, than an established driver.
Therefore a driver in their early 20's would pay a higher premium than a driver in their 40's.
Further, elderly drivers have poor reaction time, and similarly would pay more of a premium.
The ideal driving age would be between 35 to 55 years; anyone younger, or older would pay more.
...
Car insurance > Exposing the Car Insurance Quote Mystery
Best Car Alarms
In this day and age, simple siren-based car alarms just aren't enough. There is a need for a hybrid alarm that not only deters theft, but also recovers after it has been stolen. An audible alarm system, a disabler/immobilizer, and a tracking system are three components that, when integrated together, make the best car alarms.
Car alarm manufacturers are finding ways to mass-produce hybrid car alarms that satisfy the National Insurance Crime Bureau's "comprehensive approach to auto security."
These hybrid alarms work better than traditional car alarms in many ways.
First, these alarms are virtually impossible to disable.
Many of them are well hidden, so that car thieves cannot find them nor render them inoperative.
Secondly, these hybrids have built-in "immobilizer" technology that disables critical functions of the vehicle (such as ignition and other switches). Once a forceful or irregular entry into car is made, the car shuts down...
Car insurance > Best Car Alarms
Cheap Car Insurance ? 7 Tips To Reduce Your Car Insurance Costs.
With the cost of car insurance becoming more and more of an issue for the average American family, there are increasing numbers of people looking for cheap car insurance. But although it is possible to find cheap car insurance, the question remains, is it worth buying?Everyone knows that car insurance companies are not all equal. Cheap car insurance is wonderful when paying the bill, but make a mistake on the company you select and you could find that the cheap car insurance policy that you found may turn into a nightmare. Cheap car insurance may not turn out to be so attractive when making a claim.So if you have found a discount car insurance broker don't just take the cheapest quote that you get. You need to find out a little about the insurance company that is offering the cheap car insurance rates.And there's ways to reduce the cost of your car insurance even with the best of companies.
Here are some tips for those looking for cheap car insurance to help reduce the cost of...
Cheap Car Insurance ? 7 Tips To Reduce Your Car Insurance Costs.
Car insurance > Cheap Car Insurance ? 7 Tips To Reduce Your Car Insurance Costs.
Some Of The Best Ways To Find Cheap Car Insurance
Finding cheap car insurance can sometimes be a pain, but putting some effort into locating the best and cheapest auto deal for you can be well worth your time. While shopping for the cheapest brand of toilet paper or dog food might only save you a few pennies here and there, investing some time in seeking out cheap car insurance can help you make significant savings. Here are some top tips to make finding cheap auto insurance easy.
Whether you are a first time car owner, or are renewing your insurance, it pays to shop around for the cheapest deals before you commit yourself to anything. Always do your homework before signing up: the company that might have offered your best friend a great deal might not be right for you.
Insurance deals are offered according to the answers you give to the questions the company asks, and different companies may just ask different questions. If one company considers your young age a liability, for example, there will be one that...
Some Of The Best Ways To Find Cheap Car Insurance
Car insurance > Some Of The Best Ways To Find Cheap Car Insurance
Car Insurance Policies
Car insurance policies are meant for insuring risk on an automobile. Car insurance provides financial security for any kind of damage to self, or others, or the car, caused by a motor vehicle.
Car insurance provides protection against the cost of purchasing a new car if the old one is destroyed in a fire or stolen (comprehensive coverage); cost of repairing the car when damaged in an accident (collision coverage); cost of medical expenses and lost wages related to ownership, use and maintenance of an automobile (personal injury protection-PIP); cost of medical expenses that are not covered by PIP (medical payments -MP); and the cost of a claim against the driver of owner of the car when it causes damage to a third party (legal liability claims).
In many countries, auto insurance is mandatory for anyone driving on public roads. Liability coverage is also mandatory. However, liability insurance is not applicable when the policyholder drives any other vehicle...
Car insurance > Car Insurance Policies
Car insurance
This page loaded in 0.04866 seconds.